What Is In My Kentucky Accident Report?
What To Know About Your Kentucky Accident Report
After you’re involved in a collision in the Bluegrass State, any police officer who responds to the scene is required to report their findings in an accident report. This document, known as the Kentucky Uniform Police Traffic Collision Report, could be a deciding factor when your insurance company determines the amount of compensation you receive and your future monthly rates.
While attorneys and law enforcement officials can understand this type of document easily, it can be challenging for those seeing one for the first time to make sense of it. That’s why we’ve broken down the form into its sections to help you better understand your accident report and the claims process.
The Elements of A Kentucky Uniform Police Traffic Collission Report
The Kentucky accident report contains:
- The names of all parties involved in the accident
- The time and date of the accident,
- The accident location
- Property damage caused by the accident.
- A list of the apparent contributing factors (such as weather, lighting conditions, driver “inattention”, etc).
Accident reports also list available automobile insurance information and any citations that were issued.
The investigating officer will file the accident report with the police department and the report will be available for you on-line or via U.S. Mail.
It is easy to obtain a copy of a Kentucky State Police report on-line. There is a company that has a website to handle requests for car accident reports for Louisville and all of Kentucky. The website is called www.buycrash.com (www.buycrash.com/Public/Home.aspx).
Accident reports are only sent to the drivers involved, parents or guardians of drivers, insurance companies that cover the car insurance of drivers and/or their legal representatives.
The Narrative Portion of a Kentucky Accident Report.
The accident report will record the names of all the people in the accident, time and date information, the precise location of the accident and the property damage and injuries related to the accident. A Kentucky accident report will also record contributing factors such as weather lighting, driver inattention through texting, etcetera. The report will include all the insurance information of all drivers involved.
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